{"id":17569,"date":"2019-01-23T14:04:55","date_gmt":"2019-01-23T14:04:55","guid":{"rendered":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/?p=17569"},"modified":"2019-01-23T15:05:25","modified_gmt":"2019-01-23T15:05:25","slug":"how-to-make-your-student-loan-last-the-whole-of-2019","status":"publish","type":"post","link":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/blog\/how-to-make-your-student-loan-last-the-whole-of-2019\/","title":{"rendered":"How to make your student loan last the whole of 2019"},"content":{"rendered":"
[vc_row][vc_column][vc_column_text css=”.vc_custom_1548252688641{margin-bottom: 0px !important;}”]As a student, you know that money can be tight. That student loan is a lifesaver, but it is likely to disappear if you\u2019re not careful. Saving is a real challenge in today\u2019s economy.<\/p>\n

With the cost of everything seemingly on the rise, how do you hold onto those precious pounds before day-to-day expenses gobble them up?<\/p>\n

Check out our quick guide to managing your wallet and your lifestyle, in order to make that loan last right through till the end of 2019\u2026<\/p>\n


\n5. Budgeting<\/span><\/strong>
\nAre you looking after your money properly? Do you splash out on unnecessary items more than you should, or do you always get the rounds in at the union bar?<\/p>\n

Here\u2019s the thing. <\/b>You can\u2019t be a monk when it comes to spending. But learning to budget<\/a> is a crucial first step toward getting that loan to last.<\/p>\n

There is a range of apps available to help you balance the books if numbers aren\u2019t your strong suit. Money Dashboard<\/a> for example gives you a great financial overview.<\/p>\n

Knowing about your ingoings and outgoings means you can make better decisions, when doing everything from buying a coffee to opening a bill!<\/p>\n


\n4. Income<\/span><\/strong>
\nThe reality for many students is a loan on its own isn\u2019t enough to survive on. You need a part time job in order to top up your income.<\/p>\n

This is a no brainer. <\/b>If you haven\u2019t already, look into the various options<\/a> you have for employment. These could include agency work, or working on campus.<\/p>\n

It\u2019s never been easier to do part time work from home, should you have the right skills. Platforms such as Upwork<\/a> provide access to lots of career-focused jobs.<\/p>\n

Spare cash is always welcome. For instance, you can pick up bits and pieces of income by completing online surveys<\/a>, which reward you for offering your opinions.<\/p>\n


\n3. Check out how you shop<\/strong><\/span>
\nUnless you\u2019re living on value brand beans on toast day after day, you\u2019ve no doubt noticed the escalating price of the daily or weekly shop.<\/p>\n

Shop smarter. <\/b>Price comparison sites<\/a> show you where the cheapest items are being sold and where. Keeping on top of the latest deals is a must. There is a comparison site for everything these days, even fitness gear<\/a>!<\/p>\n

A quick tip is to shop later, preferably at night. Essentials such as bread are vastly reduced. Also frozen or tinned fruit and veg are a cost effective alternative to fresh.<\/p>\n

Cashback<\/a> is a great way of being paid to purchase. Simply click on the links for companies like TopCashback and Quidco as you check out and wait for your reward.<\/p>\n


\n2. Friends and finance<\/span><\/strong>
\nA big part of student life is socialising, and with that comes a hefty price tag. Studying in a major city means nightclubs and takeaways at every turn!<\/p>\n

Save money with your mates.<\/b>Stay in and stream with an entertainment package from Amazon Prime Student<\/a>. Avoid pricey pizzas by making your own dinner<\/a>.<\/p>\n

When you do go out, pick a cheap-as-chips night that lets you hang out without shelling out big time. A local pub quiz is a good option for this.<\/p>\n

You\u2019re all in the same boat, so why not work together to take the strain off your wallet and that rapidly disappearing student loan\u2026?<\/p>\n


\n1. Student discounts<\/span><\/strong>
\nIf you haven\u2019t heard, then being a student makes you a target for retailers and companies eager to share a wealth of discounts.<\/p>\n

It\u2019s so easy. <\/b>Start by picking up a TOTUM<\/a> card, which gives you access to deals on things like nights out and fashionable gear.<\/p>\n

Travel can take chunks out of your finances on a regular basis. Get a 16-25 Railcard <\/a>to knock a third off fares, or walk to your destination if possible.<\/p>\n

Student discounts are being updated all the time<\/a>. It\u2019s good to check in daily to see the latest way of protecting your ever-dwindling loan.[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

As a student, you know that money can be tight. That student loan is a lifesaver, but it is likely to disappear if you\u2019re not careful. <\/p>\n","protected":false},"author":1,"featured_media":17575,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-17569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-students-and-graduate-tips"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/posts\/17569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/comments?post=17569"}],"version-history":[{"count":5,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/posts\/17569\/revisions"}],"predecessor-version":[{"id":17574,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/posts\/17569\/revisions\/17574"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/media\/17575"}],"wp:attachment":[{"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/media?parent=17569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/categories?post=17569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.studentemploymentservices.co.uk\/staging\/3440\/wp-json\/wp\/v2\/tags?post=17569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}